Dental Surgery and Practice Insurance
Our dental surgery and practice insurance is the core cover that protects your business against risks such as fire, theft, flood, accidental damage and employee dishonesty, and our industry-leading claims service ensures that, if an incident does occur, your practice will be not only fully protected, but will continue to run smoothly.
Our policy provides comprehensive, all risks, cover. This means your protection is not limited to specified perils unless they are clearly excluded under the ‘What is not covered’ section of your policy wording. That’s much wider than standard ‘theft restricted to forcible and violent entry and/or exit' cover provided under many commercial policies.
Including theft during normal business hours - unless clearly listed under 'What is not covered' in your policy wording. Your office contents protects non-standard items such as artwork and visitor's personal effects and we include up to £25,000 of contents temporarily located away from premises - for example at the home of an employee or in transit.
All of our products include, as standard, cover for Accidental Damage and Subsidence. So if your property is damaged by an unexpected and non-deliberate event or subsidence occurs, your policy will provide cover.
During business hours or in transit (up to £6,000) and when closed (up to £6,000).
When computers fail businesses can suffer; especially when key data is lost. Our policy provides up to £5,000 worth of cover to ensure everything possible is done to reinstate the data you've lost.
We'll cover you for up to £25,000 per annum for claims relating to Employee Dishonesty. This can include a range of events including fraud, damage, forgery and robbery.
Lost, stolen or damaged personal effects whilst on your premises of your employees or visitors will be covered up to the value of £5,000.